Full Mouth Implant Financing in Vancouver, WA | Vista Dental

Full mouth implant financing · Vancouver, WA

Full Mouth Implant Financing, Made Clear.

Choose from four trusted lending partners to finance All-on-4 and full mouth implants with Vista Dental Implants in Vancouver, WA. Check your options first, then see your exact costs at your complimentary consult & CT scan.

Prefer to pre-qualify online? Choose your lender. Cherry and Happen Lending check eligibility with a soft inquiry that does not affect your credit score. Subject to credit approval.

  • 4 lendersCherry, Happen Lending, Proceed & CareCredit
  • Soft checkpre-qualification options
  • Co-signersaccepted
  • Minutesto see what you may qualify for

The process

How does full mouth implant financing work?

Financing through Vista Dental Implants takes three simple steps. Our team is with you at every one of them.

Check your options

Apply online with one of our lending partners. Cherry and Happen Lending (formerly LendingClub) check your eligibility with a soft inquiry, so you can explore without affecting your credit score.

Choose the plan that fits

Your lender shows the amounts, rates, and plan lengths you qualify for. Compare them, take your time, and pick what feels comfortable for your budget.

Move forward with confidence

At your complimentary consult & CT scan you receive a written treatment plan with exact costs. We help you finalize financing so you can schedule your full mouth implants with our Vancouver, WA team.

Understanding your payment

What determines your monthly payment?

Every patient's payment is different, which is why we don't advertise one-size-fits-all numbers. Four things shape yours.

Amount financed

The portion of your treatment plan you choose to finance, after any down payment or out-of-pocket contribution.

Plan length

Longer plans spread the cost over more months. Shorter plans finish sooner.

Your APR

Set by the lender based on your credit profile, the amount, and the plan length you choose.

Down payment or co-signer

A down payment can reduce what you finance, and a co-signer may help you qualify for more options.

Longer plan

Typically a lower monthly payment, and more interest paid over the life of the plan.

Shorter plan

Typically a higher monthly payment, and less interest paid overall.

The fastest way to see your real numbers is to check your options with our team or directly with a lender, who shows your actual amounts, rates, and terms.

Why you're doing this

Financing is simply how you get your smile back.

Full mouth implants replace missing or failing teeth with a smile that looks natural and feels secure, so you can eat, speak, and smile with confidence. The monthly plan is just the path that gets you there.

BeforeBefore full mouth implants at Vista Dental Implants in Vancouver, WA
AfterAfter full mouth implants at Vista Dental Implants in Vancouver, WA
A real Vista Dental Implants patient. Individual results vary.

Our lending partners

Which financing options does Vista Dental Implants offer?

Vista Dental Implants works with four patient financing companies, so Vancouver, WA patients have more than one path to treatment. Here is what each one advertises.

Financing partners available at Vista Dental Implants and what each advertises
LenderAdvertised amountsAdvertised plan lengthsInterestEligibility check
CherryTrue 0% APR optionsAbout Cherry → Varies by approval Varies by plan 0% APR options for qualified applicants; other plans carry interest Soft credit check, no impact to your credit score
Happen LendingFormerly LendingClub. Wide range of amounts and termsAbout Happen Lending → $500 to $65,000 6 to 144 months APRs from 0% to 30.99%, with the lowest rates for borrowers with excellent credit Soft inquiry to check eligibility
Proceed FinanceBuilt for larger dental casesAbout Proceed → $1,500 to $75,000 Up to 12 years Rates as low as 3.99% APR; no prepayment penalty Credit approval required
CareCreditPromotional no-interest periodsAbout CareCredit → Qualifying purchases of $200 or more 6, 12, 18, or 24 month promotions; longer plans up to 60 months No interest if paid in full within the promotional period; interest applies from the purchase date if not. Longer plans carry interest. Credit approval required

Ranges are those each lender advertises publicly and may change. Not every plan is available to every applicant. Your approved amount, rate, and terms depend on your credit and the lender. Subject to credit approval.

Know before you apply

Two things worth understanding before you choose

We want you to feel confident, not surprised. These are the questions we hear most.

0% APR vs. “no interest if paid in full”

A true 0% APR plan, like those Cherry advertises for qualified applicants, does not charge interest on the plan. A “no interest if paid in full” promotion, like CareCredit's 6 to 24 month options, charges interest back to the purchase date if the balance is not paid off by the deadline. Both can fit the right budget. Read the terms and ask us if anything is unclear.

Less-than-perfect credit and co-signers

Each lender sets its own criteria, so a decision from one does not decide another's. If you are not approved for the amount you hoped for, options include trying a different partner, adding a co-signer, or paying a portion out of pocket and financing the rest. We accept co-signers and will help you find a workable path.

Know your total first

See what full mouth implants cost before you finance

Financing is easier when you know the number behind it. Our Implant Cost Guide explains what full mouth implants cost in Vancouver, WA, what affects the price, and how to read a treatment plan.

Get the Implant Cost Guide
  • What affects the cost of All-on-4
  • What is and isn't in your treatment plan
  • Why quality materials and an in-house lab matter

One doctor. Every case.

Financing is only part of the picture. Who does your procedure matters most.

Dr. Mo Saleh personally performs every full mouth implant procedure at Vista Dental Implants in Vancouver, WA. Teeth are made in our own in-house lab, which helps us keep care both exceptional and accessible. You will never be handed off to an associate.

25+years of implant experience
10,000+implants placed
4.9star rating from 200+ reviews
ICOI & IDIADiplomate

Questions answered

Full mouth implant financing: frequently asked questions

How much will my monthly payment be for full mouth implants at Vista Dental Implants?

Your monthly payment depends on four things: the amount you finance, the length of the plan, your approved APR, and any down payment. Because lenders set your terms individually, we don't quote payment estimates on this page. Pre-qualifying takes a few minutes, and the lender shows you the actual amounts, rates, and terms you qualify for. At your complimentary consult & CT scan, you'll also get a written treatment plan with exact costs so you know what you would be financing.

Can I finance All-on-4 and full mouth dental implants in Vancouver, WA?

Yes. Vista Dental Implants works with four financing partners: Cherry, Happen Lending (formerly LendingClub), Proceed Finance, and CareCredit. Each partner offers different amounts, plan lengths, and rates, so you can compare and choose the plan that fits your budget. Financing is available for full mouth implants and single-arch treatment.

Will checking my financing options affect my credit score?

Cherry and Happen Lending (formerly LendingClub) both state that checking your eligibility uses a soft inquiry, which does not affect your credit score. Final approval steps and any additional credit review depend on the lender and are disclosed before you accept a plan. Your treatment coordinator can walk you through what to expect with each partner.

What is the difference between 0% APR and "no interest if paid in full"?

With a true 0% APR plan, such as those Cherry advertises for qualified applicants, no interest is charged on the plan. With a "no interest if paid in full" promotion, such as CareCredit's 6, 12, 18, and 24 month options, interest is charged from your purchase date if the balance is not paid in full by the end of the promotional period. Both can work well when matched to the right budget. Read the terms before you accept, and ask us anything.

Can I get financing for full mouth implants if my credit isn't perfect?

Possibly. Each lender sets its own approval criteria, and the rate and terms you are offered depend on your credit profile and the plan you choose. A decision from one lender does not decide another's, and our team can help you figure out where to start. A co-signer is also accepted, which can open up additional options.

Can I use a co-signer?

Yes. Vista Dental Implants accepts co-signers, and many patients use one to qualify for a larger amount or a better rate. Ask your lender how adding a co-signer works for their application.

What if I'm not approved, or only approved for part of the cost?

Talk with our team. Options include trying a different lending partner, adding a co-signer, or paying a portion out of pocket and financing the rest. We would rather help you find a workable path than leave you guessing.

Can I pay off my financing early?

Proceed Finance and Happen Lending (formerly LendingClub) both advertise no prepayment penalties on their patient loans. Always confirm the terms in your own loan agreement before you sign.

Does my financing amount include extractions and bone grafting?

Extractions and bone grafting, when needed, are quoted separately from the base price of your implants. Your written treatment plan from your consult & CT scan lists exact costs for everything you need, so you know the full amount before you apply for financing.

What is the complimentary consult & CT scan at Vista Dental Implants?

It is $0 to you, a complimentary visit with Dr. Saleh valued at $590, where we review whether you are a candidate for full mouth implants. It includes your consultation and CT scan, a transparent treatment plan with exact costs, a virtual implant placement preview, one-on-one time with the surgeon who would perform your procedure, help with financing, and an honest professional opinion about whether implants are right for you.

Do I have to apply for financing before my consultation?

No. You can check your options first to see what you might qualify for, or wait until your treatment plan is in hand. Many patients prefer to see their exact costs before applying. Either way, our team helps you through the process.

Ready to pre-qualify and see your price?

Choose your lender and see your options in minutes. Then book your complimentary consult & CT scan at Vista Dental Implants in Vancouver, WA to get your exact costs and a plan made for you.

Choose your lender:

Not sure which lender is right for you? Our team will walk you through it.

Prefer to talk it through? Call Vista Dental Implants at(360) 858-2080

Vista Dental Implants · 500 SE 192nd Ave, Suite 300, Vancouver, WA 98683

Financing disclosures

Financing is provided by independent third-party lenders. Vista Dental Implants is not a lender and does not make credit decisions. All financing is subject to credit approval, and not all applicants will qualify. Amounts, plan lengths, rates, and terms vary by lender, plan, and applicant and may change without notice. Information shown reflects what each lender advertises publicly as of October 2026. Please review each lender's full terms and agreement before you accept any plan.

Cherry: 0% promotional APR is subject to approval and may require a down payment. Terms and APRs vary by credit and plan. Eligibility is checked with a soft inquiry that does not affect your credit score.

Happen Lending (formerly LendingClub Patient Solutions): APR is determined at the time of application, and the lowest APR is available to borrowers with excellent credit. Checking eligibility uses a soft inquiry. Availability of amounts and terms varies by provider and state.

Proceed Finance: Advertised loan features are based on the dental product and are subject to credit approval. APR assumes payments are made by their due date. Interest begins to accrue at loan closing. Must qualify and borrow through Proceed Finance.

CareCredit: No-interest promotions apply to qualifying purchases and require payment in full within the promotional period. If the promotional balance is not paid in full within the period, interest is charged to your account from the purchase date. Minimum monthly payments are required and may not pay off the balance by the end of the period. Longer-term plans carry interest. Not all practices offer all plans.

This page is for general information and is not a loan offer or commitment. Dental implant treatment plans, including any extractions or bone grafting, are quoted individually after your evaluation.